by Barry L. Gardiner | May 20, 2019 | Estate Planning
We get it: Nobody wants to contemplate his or her own mortality. And you may even feel that, in the context of death, questions about who gets which of your assets seem trivial. That might explain why numerous recent studies have found that only between 35% and 45% of...
by Barry L. Gardiner | May 15, 2019 | Estate Planning
There are generally two main reasons why people put together an estate plan in order to protect their beneficiaries: (a) Protecting minor beneficiaries, and/or (b) Protecting adult beneficiaries from bad decisions, outside influences, creditor problems and divorcing...
by Barry L. Gardiner | May 13, 2019 | Wills
Estate planning and the role of last wills and testaments is a popular topic of conversation among members of the baby-boom generation. You might think you know a lot about last wills and testaments, but the answers to the nine most commonly asked questions people...
by Barry L. Gardiner | May 9, 2019 | Federal Taxation
Income-tax planning really is a year-round pursuit. Now that April 15 has come and gone, here are suggestions for managing the rest of the year.Source: Taxes: Here’s how to pay less, get more back, on next year’s taxes | USA Today
by Barry L. Gardiner | May 6, 2019 | Wills
Losing a spouse is one of the most traumatic life events most of us will ever face. Dealing with the death of a loved one is never easy, and grief can bring on a myriad of emotions that you might not be prepared for. Before you have time to fully process those...
by Barry L. Gardiner | May 1, 2019 | Estate Planning
Now that this tax season is over, it’s time to start planning for the next one. If you own a small business, this means you.Source: Is A Solo 401(k) Or An SEP-IRA Better For A Small Business With No Employees? | Forbes
by Barry L. Gardiner | Apr 30, 2019 | Estate Planning
Retirement income planning is challenging. To have a financially successful retirement you need a plan, not just with saving for retirement but also with spending in retirement. A systematic withdrawal spending strategy can help you get to where you want to be.Source:...
by Barry L. Gardiner | Apr 24, 2019 | Estate Planning, Federal Taxation
Most Americans focus on tax planning during tax season. But tax season is about preparing returns, not doing the actual planning. There are steps that financially savvy individuals make sure they take with their tax professional.Source: What Financial Savvy...
by Barry L. Gardiner | Apr 20, 2019 | Estate Planning, Federal Taxation
Did you get a refund this year? It would probably be better financial planning if you didn’t.Source: Why Tax Refunds Aren’t Really A Good Thing: How To Plan Better | Forbes
by Barry L. Gardiner | Apr 18, 2019 | Estate Planning
Modern estate planning generally advises and directs clients to create an estate plan to avoid having to go to probate. These strategies include revocable living trusts, making incremental gifts during your lifetime, buying life insurance, naming beneficiaries and...
